Life Insurance in Boise & Across Idaho

Term, Whole Life, Final Expense, Seniors, Guaranteed Issue & Health Conditions

You’re not looking for another 1-800 call center. You want a real, local person who understands Idaho families, seniors, and business owners — and who can help even when your health isn’t “perfect on paper.”

I’m Chris Antrim, an independent life insurance agent based in the Boise area. For over 20 years, I’ve helped people all over Idaho find realistic, affordable life insurance that actually fits their life and health.

Call/Text: 425-761-0555

Email: [email protected]

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A Local Idaho Agent You Can Actually Talk To

You’re not looking for another 1-800 call center. You want a real, local person who understands Idaho families, seniors, and business owners — and who can help even when your health isn’t “perfect on paper.”

I’m Chris Antrim, an independent life insurance agent based in the Boise area. For over 20 years, I’ve helped people all over Idaho find realistic, affordable life insurance that actually fits their life and health.

A Local Idaho Agent You Can Actually Talk To

Independent agent with access to multiple carriers
20+ years in health & life insurance
Strong background in impaired-risk life insurance underwriting
Experience with seniors, health conditions, and guaranteed issue plans
Simple, straight talk — no sales pressure

Life Insurance in Idaho

Simple, affordable life insurance options for Idaho families and businesses, helping you protect what matters most with clear guidance and local support.

Read the Guide

Life Insurance with Health Conditions

High blood pressure, diabetes, heart history, cancer, high BMI, tobacco — see what’s realistically possible and which options may fit you.

See Health Condition Options

Life Insurance for Seniors & Guaranteed Issue

Final expense, small whole life policies, and guaranteed issue options for seniors who want to leave something behind or cover basic costs.

View Senior Options

Clear Options. Simple Explanations.

No one wakes up excited to sort through life insurance jargon. I’ll help you understand the main types of coverage and how they fit your life stage and budget.

Term Life Insurance

Affordable coverage for 10–30 years to protect income, kids, and mortgages.

Whole Life Insurance

Permanent coverage with guaranteed premiums and cash value.

Final Expense / Burial Insurance

Smaller permanent policies designed to cover funeral and basic end-of-life costs.

Guaranteed Issue Life Insurance

Coverage with no health questions for people with serious health issues or past declines.

Life Insurance for Business Owners

Key person coverage, buy–sell funding, and protection for your family and your company.

Life Insurance for Real People with Real Health Issues

A lot of my clients come to me after being declined somewhere else or told they’re “too high-risk.” That’s where my impaired-risk experience helps. We’ll look at your full health picture and see what’s realistically possible.

High Blood Pressure

Diabetes

Heart History

Cancer History

High BMI/Weight

Tobacco Use

If your situation isn’t on this list, just call or text 425-761-0555 — we’ll talk it through.

Why Work With a Local Idaho Life Insurance Agent?

I understand Idaho carriers, networks, and underwriting quirks.
I work with multiple companies — not just one brand.
I specialize in seniors and health-impaired cases, not just “easy approvals.”
I’m here for the long term: policy reviews, beneficiary updates, and life changes.

Before you roll the dice with a random online quote, let’s talk through your options and see what actually fits.

Serving Boise, the Treasure Valley, and All of Idaho

I’m based in the Boise / Treasure Valley area and work with clients across the entire state of Idaho.

More Plans

Life Insurance with Health Conditions in Idaho

Health issues don’t automatically disqualify you from getting life insurance — but they do change the game. A lot of people in Idaho get discouraged after one decline or a super-high quote and assume they’re out of options.

I specialize in impaired-risk life insurance underwriting, which is a fancy way of saying: I spend a lot of time helping people with health conditions find realistic, affordable coverage. If you live in Boise or anywhere in Idaho and you’ve got blood pressure, diabetes, heart, weight, or cancer history concerns, this page is for you.

Shopping for life insurance in Idaho can feel like trying to read another language — term, whole, universal, final expense, riders, underwriting, ratings… the whole mess.

This guide is here to simplify it. If you’re in Boise, the Treasure Valley, or anywhere in Idaho and you want straight talk about what kind of life insurance you actually need (and what you don’t), start here.

I’m Chris Antrim, an independent agent based in the Boise area, and I’ve spent 20+ years helping Idaho families, seniors, and business owners put realistic protection in place — not overhyped, overpriced junk.

Life Insurance in Idaho — 2025 Buyer’s Guide

Life Insurance for Seniors & Guaranteed Issue

If you’re 60, 70, or even older, it is not too late to put smart life insurance in place. The coverage might look different than it does for a 35-year-old with young kids, but that doesn’t mean you’re out of options.

Ready to See

What’s Possible?

Whether you’re healthy and just want a simple term policy, or you’ve been told “no” before because of health issues, there are often more options than you think.

We’ll keep it simple, honest, and focused on what’s best for you and your family.